Lowell Municipal Employees Federal Credit Union

Share Certificate Rates

Invest your money for a specific term and grow your savings at a guaranteed rate.

Dividends are compounded daily and paid monthly
Roll dividends into the Share Certificate account
Terms range from 6 to 36 months.
No monthly fees.

Effective Date: November 29, 2025

Term	Minimum	Dividend Rate	APY*
24 months	$ 500.00	4.5 %	4.577 %
12 months	$ 170000	4.5 %	4.577 %
12 months	$ 170000	4.5 %	4.577 %
18 months	$ 500.00	4.25 %	4.318 %
12 months	$ 500.00	4.0 %	4.060 %
6 months	$ 500.00	3.75 %	3.803 %
3 months	$ 500.00	3.5 %	3.546 %

*APY = Annual Percentage Yield. Rates subject to change without notice.

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