Holiday Loans

Warm Up with LMEFCU’s Holiday Loans

Whether you need a little extra cash for your holiday shopping or need help paying those holiday bills, don’t get left out in the cold!
Contact a Member Service Representative at (978) 446-7022 or stop by the credit union.

Tier Max Years Credit Score Debt Ratio Max Amount Interest Rate
1    1 Year     650-850   42.00%   $3,000.00   6.50%  APR* 
2    1 Year     600-649   38.00%   $2,500.00   7.50%  APR* 
3†    1 Year     500-599   32.00%   $1,500.00   9.00%  APR* 

Note: Individuals with credit scores of 350-499 are not eligible for consideration. *APR = Annual Percentage Rate. Rates subject to change without notice. Some restrictions apply. For qualified borrowers. † Co-borrower with at least a 650 or higher credit score and credit committee approval. Calculators are for estimating purposes only.

Calculate Your Monthly Payments*

Loan Amount: $
Interest Rate: %
Years:

Your monthly payments will be
$
Your weekly payments will be
$
Borrowed Amount:
$
Total Interest of Loan:
$
Total Loan Repayment Cost:
$

*Calculators are for estimating purposes only.

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