We’re Here For You

NEWS & INFORMATION

City Hall building is open to the public.
You can reach the Credit Union at
(978) 970-4088 during the following hours.

Business hours of the credit union as of August 1, 2022


Sunday
Closed
Monday
8:30 AM
4:00 PM
Tuesday
8:30 AM
4:00 PM
Wednesday
8:30 AM
4:00 PM
Thursday
8:30 AM
4:00 PM
Friday
8:30 AM
12:00 PM
Saturday
Closed
Holidays
Closed


AUTO LOANS

NEW VEHICLES

Cond.
Model Yrs
Term
*APR
Per/$1000
Tier
Credit Score
Debt Ratio
MAX
New
2023 – 
year(‘s)
6.0 %
$
1
700-850
42.00 %
$ 50,000+
New
2023 – 
year(‘s)
6.25 %
$
2
600-699
38 %
$ 50,000+
New
2023 – 
year(‘s)
6.50 %
$
3
500-599
32 %
$ 50,000+

USED VEHICLES

Cond.
Model Yrs
Term
*APR
Per/$1000
Tier
Credit Score
Debt Ratio
MAX
Used
2021 – 
year(‘s)
6.6 %
$
1
700-850
42 %
$ 50,000+
Used
2021 – 
year(‘s)
6.85 %
$
2
600-699
38 %
$ 50,000+
Used
2021 – 
year(‘s)
7.10 %
$
3
500-599
32 %
$ 50,000+

*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Individuals with credit scores of 350-499 are not eligible for consideration.
Tier 3 Co-borrower with at least a 650 or higher credit score and credit committee approval. Per/$1,000 is estimate only and based on maximum loan terms.


The Smart Option Student Loan

With college costs growing fast, it’s time to borrow smarter. The Smart Option Student Loan® offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.

You are now leaving Lowell Municipal Employees Federal Credit Union

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