Access to this site is restricted to authorized Credit Union members only. Any unauthorized access shall be prosecuted to the fullest extent of the law.
Payment Period: 52 Weeks
CREDIT SCORE 650 OR MORE 6.0% UP TO $2,500.00
CREDIT SCORE 600-649 7.0% UP TO $2,000.00
CREDIT SCORE *500-599 8.0% UP TO $1,500.00
If you are an employee of the City of Lowell/Schools for 60 DAYS you are eligible to become a member and apply for a loan.
Visit us in City Hall Room 11
NEWS & INFORMATION
City Hall building is open to the public.
You can reach the Credit Union at
(978) 970-4088 during the following hours.
Business hours of the credit union as of August 1, 2022
Vacation Loans
HOLIDAY LOANS AVAILABLE THROUGH DECEMBER 30,2022
LOANS UP TO $2500.00
It’s vacation season! Now is the time to take out a low rate vacation loan. We have vacation loans as low as 9.00% APR*
*APR = Annual Percentage Rate
Download a Loan Application
AUTO LOANS
NEW VEHICLES
USED VEHICLES
*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Individuals with credit scores of 350-499 are not eligible for consideration.
Tier 3 Co-borrower with at least a 650 or higher credit score and credit committee approval. Per/$1,000 is estimate only and based on maximum loan terms.
The Smart Option Student Loan
With college costs growing fast, it’s time to borrow smarter. The Smart Option Student Loan® offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 