Access to this site is restricted to authorized Credit Union members only. Any unauthorized access shall be prosecuted to the fullest extent of the law.
We’re Here For You
LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
DO YOU NEED A HOLIDAY LOAN!!!
ARE YOU A MEMBER OF THE CREDIT UNION??
The LMEFCU is accepting applications!!!
START DATE: Oct. 17, 2024
END DATE: DEC. 31, 2024
Maximum Loan Amount: $2500.00
Payment Period: 52 Weeks
CREDIT SCORE OF 650 OR HIGHER 6%, – $2500.00
CREDIT SCORE OF 600-649 7% – $2000.00
*CREDIT SCORE OF 500-599 8% – $1500.00
*(WILL REQUIRED A CO-SIGNER)
MEMBERS MUST QUALIFY UNDER CREDIT UNION GUIDELINES AND HOLIDAY LOANS WILL BE FOR 1 YEAR ONLY.
NOT A MEMBER?? No Problem! If you are an employee of the City of Lowell/Schools or the Town of Dracut/Schools, you are eligible to become a member and apply for a loan. We are located at Lowell City Hall, Room 11.
Hours: M, W, TH 8:30 am – 4:00pm. Tue. 8:30am – 8:00pm Fri. Closed
NEWS & INFORMATION
City Hall building is open to the public.
You can reach the Credit Union at
(978) 970-4088 during the following hours.
Business hours of the credit union as of August 1, 2022
ORDER CHECKS HERE
AUTO LOANS
NEW VEHICLES
USED VEHICLES
*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Individuals with credit scores of 350-499 are not eligible for consideration.
Tier 3 Co-borrower with at least a 650 or higher credit score and credit committee approval. Per/$1,000 is estimate only and based on maximum loan terms.
The Smart Option Student Loan
With college costs growing fast, it’s time to borrow smarter. The Smart Option Student Loan® offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 