NEWS & INFORMATION
City Hall building is closed again to the public.
You can reach the Credit Union at (978) 970-4088 during the following hours.
CHECKS BY MAIL ONLY
Business Hours 12/15/20 | |
Monday | 8:30 AM to 2:00 PM |
Tuesday | 8:30 AM to 4:00 PM |
Wednesday | 8:30 AM to 2:00 PM |
Thursday | 8:30 AM to 4:00 PM |
Friday | CLOSED |
Closed Weekends & Holidays |
Vacation Loans
It’s vacation season! Now is the time to take out a low rate vacation loan. We have vacation loans as low as 9.00% APR*
*APR = Annual Percentage Rate

Save The Date – 1/14/2021
We will be holding our annual meeting on Thursday, January 14, 2021 at noon.
This meeting replaces the original meeting scheduled for March 26, 2020 which had to be cancelled due to Covid 19 concerns. Members can participate by calling in or by joining our teleconference, Ring Central Meeting.
If you are interested in joining the meeting please call the credit union for the necessary link and telephone number.
Download a Loan Application
Loan Rates
Tier | Max Years | Credit Score | Debt Ratio | Max Amount | Interest Rate |
---|---|---|---|---|---|
1 | 1 Year | 650-850 | 42.00% | $6,000.00 | 2.50% APR* |
2 | 1 Year | 600-699 | 38.00% | $4,000.00 | 2.75% APR* |
3† | 1 Year | 500-599 | 32.00% | $2,000.00 | 3.00% APR* |
Tier | Type | Max Years | Credit Score | Debt Ratio | Max Amount | Interest Rate |
---|---|---|---|---|---|---|
1 | Unsecured | 4 Years | 700-850 | 42.00% | $15,000.00 | 10.00% APR* |
2 | Unsecured | 4 Years | 600-699 | 38.00% | $10,000.00 | 11.00% APR* |
3† | Unsecured | 4 Years | 500-599 | 32.00% | $5,000.00 | 12.00% APR* |
Tier | Max Years | Credit Score | Debt Ratio | Max Amount | Interest Rate |
---|---|---|---|---|---|
1 | 1 Year | 700-850 | 42.00% | $2,500.00 | 9.00% APR* |
2 | 1 Year | 600-699 | 38.00% | $2,000.00 | 10.00% APR* |
3† | 1 Year | 500-599 | 32.00% | $1,500.00 | 11.00% APR* |