Auto Insurance Loan Rate


No one likes paying auto insurance, but with an auto insurance loan from LMEFCU it makes paying your premiums a whole lot easier.

Apply today and spread out your payments over 12 months.



Stop by our credit union at:

Lowell Municipal Employees Federal Credit Union
375 Merrimack Street
City Hall – Room 11
Lowell, MA 01852

or call us at (978) 970-4088 to get started on your auto insurance loan.

Max Years
Credit Score
Debt Ratio
Max Amount
Monthly Payment
1 Year(‘s)
650 – 850
42.00 %
2.50 %
$ 6,000
$ 506.80
1 Year(‘s)
600 – 699
38.00 %
2.75 %
$ 4,000
$ 338.32
1 Year(‘s)
500 – 599
32.00 %
3.00 %
$ 2,000
$ 169.16

Note: Individuals with credit scores of 350-499 are not eligible for consideration.
*APR = Annual Percentage Rate. Rates subject to change without notice. Some restrictions apply. For qualified borrowers. Tier 3 requires a co-borrower with at least a 650 or higher credit score and credit committee approval. 

Monthly payments are estimates using the maximum amount borrowed on each tier. 

Calculators are for estimating purposes only.

Calculate Your Monthly Payments*

Loan Amount: $
Interest Rate: %

Your monthly payments will be $
Your weekly payments will be $
Borrowed Amount: $
Total Interest of Loan: $
Total Loan Repayment Cost: $
*Calculators are for estimating purposes only.

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