Auto Rates

Auto Loan Rates

We Can Refinance Your Current Auto Loan From Another Bank

We have low rates with a variety of payment terms, so you’re sure to find an auto loan that fits your needs! Our auto loans are both easy to apply for and fast to get, with loan terms up to 7 years.

The loan process is quick and easy. Just give us a call at (978) 970-4088, or stop by the office and soon you’ll be driving away in your new car.


Stop by at our office located inside the Lowell City Hall – room 11. The loan application is quick and easy.  

Current Auto Loan Rates

As low as:

Tier Model Yrs Term Credit Debt Ratio Max Interest Rate
1
New
  2019-2020    1-5 Years     700-850   42.00%   $50,000.00   2.35%  APR* 
2
New 
  2019-2020    1-5 Years     600-699   38.00%   $40,000.00   2.99%  APR* 
3†
New 
  2019-2020    1-5 Years     500-599   32.00%   $30,000.00   3.99%  APR* 
1
Used
  Any Year-    1-5 Years     700-850   42.00%   $40,000.00   2.49%  APR* 
2
Used
  Any Year-    1-5 Years     600-699   38.00%   $30,000.00   3.19%  APR* 
3†
Used
  Any Year-    1-5 Years     500-599   32.00%   $22,000.00   4.49%  APR* 

more info.


Note: Individuals with credit scores of 350-499 are not eligible for consideration.

*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Individuals with credit scores of 350-499 are not eligible for consideration. † Co-borrower with at least a 650 or higher credit score and credit committee approval.

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*Calculators are for estimating purposes only.
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