DO YOU NEED A SPRING AHEAD LOAN??

ARE YOU A MEMBER OF THE CREDIT UNION??

The LMEFCU will be accepting applications for

“SPRING AHEAD LOANS”

AVAILABLE, APRIL 1, 2025 – JUNE 30, 2025.

Loans are approved and interest is based on credit reported by EQUIFAX.

Maximum Loan Amount (Base on Credit Score):   $2,500.00

CREDIT SCORE:      PMT PERIOD:        INTEREST RATE:     MAX. AMT.:      

650 OR MORE        26 WEEKS                   6%               $2,500.00

600-649               26 WEEKS                   7%               $2.000.00  

*500-599             26 WEEKS                   8%               $1,500.00

(*Requires co-signer with score of 650 or higher)

Existing SPRING AHEAD Loans: Balance must be paid before new loan proceeds are dispersed.

The present credit union policy allows for only 2 unsecured loans at any point in time.

NOT A CREDIT UNION MEMBER?? No Problem! If you are an employee of the City of Lowell or the Town of Dracut,

you are eligible. Become a member today, we’re located in Lowell City Hall Room 11

our hours are Mon, Wed, Thu 8:30am until 4:00pm Tues. 8:30am until 8:00pm Friday CLOSED