{"id":3227,"date":"2022-07-25T18:00:40","date_gmt":"2022-07-25T23:00:40","guid":{"rendered":"https:\/\/www.lmefcu.net\/?page_id=3227"},"modified":"2024-05-28T14:45:39","modified_gmt":"2024-05-28T19:45:39","slug":"home-2","status":"publish","type":"page","link":"https:\/\/www.lmefcu.net\/","title":{"rendered":"Home."},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row layout=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1672951131058{padding-top: 5px !important;padding-bottom: 5px !important;background-image: url(https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/07\/HP-2022-A.jpg?id=3226) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;layer_show_hide&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1658791345665{margin-top: 5% !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1495418609139{margin-left: -15px !important;}&#8221;][\/vc_column_inner][vc_column_inner el_class=&#8221;login-box&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1658806036001{margin-left: 5% !important;padding-bottom: 25px !important;background-color: #ffffff !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1689045227396{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 30px !important;padding-left: 20px !important;background-color: #ffffff !important;}&#8221;]<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-539 \" src=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2017\/05\/Virtual-Branch.png\" alt=\"\" width=\"163\" height=\"23\" \/><\/p>\n<div class=\"login_area\"><center><br \/>\n<iframe loading=\"lazy\" id=\"tethered_frame\" style=\"position: left; z-index: 100; background: transparent; border: none;\" title=\"Online Banking Login\" src=\"https:\/\/lowellmefcu-dn.financial-net.com\/idp\/4220B22A\/tethered\" width=\"424\" height=\"210\" scrolling=\"no\"><br \/>\n<\/iframe><\/center><\/div>\n<div class=\"login-notice\" style=\"text-align: center;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt; color: #ff0000;\">Access to this site is restricted to authorized Credit Union members only. Any unauthorized access shall be prosecuted to the fullest extent of the law.<\/span><\/div>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1658791969251{padding-top: 20% !important;}&#8221; el_class=&#8221;text-shadow&#8221;]\n<h1 style=\"text-align: center;\"><span style=\"font-family: 'arial black', sans-serif; color: #ffffff; font-size: 36pt;\">We&#8217;re Here For You<\/span><\/h1>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row layout=&#8221;wide&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1672951300513{margin-bottom: 15px !important;background-color: #ffffff !important;}&#8221;][vc_column][vc_row_inner content_placement=&#8221;top&#8221; el_class=&#8221;hp-notice&#8221; css=&#8221;.vc_custom_1672951256332{background-color: #ffffff !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1659378207910{background-color: #ffffff !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1659378200203{background-color: #ffffff !important;}&#8221;][vc_column_text][\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1659378183363{background-color: #ffffff !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row layout=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1672951322467{padding-right: 10% !important;padding-left: 10% !important;}&#8221;][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1613077238456{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #ffffff !important;}&#8221;][vc_custom_heading text=&#8221;NEWS &amp; INFORMATION&#8221; font_container=&#8221;tag:p|font_size:14px|text_align:left|color:%23425663&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1496582285447{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;background-color: #d5d9dc !important;}&#8221;][vc_column_text]\n<h3><strong>City Hall building is open to the public.<\/strong><br \/>\n<strong>You can reach the Credit Union at <\/strong><br \/>\n<strong>(978) 970-4088 during the following hours.<\/strong><\/h3>\n<p>Business hours of the credit union as of January 1, 2025<\/p>\n\n<table class=\"blueTable\">\n<thead>\n<tr>\n<tr>\n<td><center>Sunday<\/center><\/td>\n<td><center><\/center><\/td>\n<td ><center><\/center><\/td>\n<td ><center>Closed<\/center><\/td>\n<\/tr>\n<tr>\n<td><center>Monday<\/center><\/td>\n<td><center>8:30 AM<\/center><\/td>\n<td ><center>4:00 PM<\/center><\/td>\n<td ><center><\/center><\/td>\n<\/tr>\n<tr>\n<td><center>Tuesday<\/center><\/td>\n<td><center>8:30 AM<\/center><\/td>\n<td ><center>8:00 PM<\/center><\/td>\n<td ><center><\/center><\/td>\n<\/tr>\n<tr>\n<td><center>Wednesday<\/center><\/td>\n<td><center>8:30 AM<\/center><\/td>\n<td ><center>4:00 PM<\/center><\/td>\n<td ><center><\/center><\/td>\n<\/tr>\n<tr>\n<td><center>Thursday<\/center><\/td>\n<td><center>8:30 AM<\/center><\/td>\n<td ><center>4:00 PM<\/center><\/td>\n<td ><center><\/center><\/td>\n<\/tr>\n<tr>\n<td><center>Friday<\/center><\/td>\n<td><center>8:30 AM<\/center><\/td>\n<td ><center>12:00 PM<\/center><\/td>\n<td ><center><\/center><\/td>\n<\/tr>\n<tr>\n<td><center>Saturday<\/center><\/td>\n<td><center><\/center><\/td>\n<td ><center><\/center><\/td>\n<td ><center>Closed<\/center><\/td>\n<\/tr>\n<tr>\n<td><center>Holidays<\/center><\/td>\n<td><center><\/center><\/td>\n<td ><center><\/center><\/td>\n<td ><center>Closed<\/center><\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text]<div class=\"separator  \" style=\"padding-top: 10px; padding-bottom: 10px; \" ><hr class=\"dotted\" style=\"border-color: #425663;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1613077251585{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #ffffff !important;}&#8221;][vc_column_text]<a href=\"\/?page_id=245\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-525\" src=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2017\/05\/ad_personal_loans.jpg\" alt=\"Low rate personal loans\" width=\"273\" height=\"260\" \/><\/a>[\/vc_column_text][vc_button title=&#8221;Download Loan application&#8221; icon=&#8221;fa-money&#8221; target=&#8221;_blank&#8221; color=&#8221;wet_asphalt&#8221; font_weight=&#8221;300&#8243; align=&#8221;center&#8221; href=&#8221;https:\/\/www.lmefcu.net\/wp-content\/uploads\/2023\/04\/loan-application-2023.pdf&#8221;]<div class=\"separator  \" style=\"padding-top: 40px; padding-bottom: 40px; \" ><hr class=\"double_dotted\" style=\"border-color: #2d4452;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1672951023088{background-color: #ffffff !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1716925441046{padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;background-color: #ffffff !important;}&#8221;]\n<div id=\"order-checks-text\" style=\"text-align: center;\">ORDER CHECKS HERE<\/div>\n<p><a href=\"https:\/\/linkprotect.cudasvc.com\/url?a=https%3a%2f%2fwww.bank-a-count.com%2ffinancial%2fInitialOrderChecks%2f42e12339-d786-44f6-8986-db0a4acb9645&amp;c=E,1,AC5St0K0P5rBHPxjVBceyTAolIvmU7qp4y1Gmex3JbhDFLYvG7dLuwRacC8ClKOZAEQEys0v57erdsO3KL95T5HGwNszzFIPwWtGBK9Jr53Gm2gnh6vpF7A,&amp;typo=1\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3645\" src=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2024\/05\/button1-Final.png\" alt=\"Order Check Now\" width=\"1000\" height=\"600\" srcset=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2024\/05\/button1-Final.png 1000w, https:\/\/www.lmefcu.net\/wp-content\/uploads\/2024\/05\/button1-Final-300x180.png 300w, https:\/\/www.lmefcu.net\/wp-content\/uploads\/2024\/05\/button1-Final-768x461.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/a>[\/vc_column_text][\/vc_column][\/vc_row][vc_row layout=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1658788281507{margin-top: 15px !important;padding-right: 10% !important;padding-left: 10% !important;}&#8221;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1495416242556{margin-right: -10px !important;padding-top: 10px !important;padding-bottom: 10px !important;background-color: #ffffff !important;border-radius: 1px !important;}&#8221; el_id=&#8221;border_1px&#8221;][vc_column_inner width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1496794137242{margin-bottom: 20px !important;background-color: #ffffff !important;}&#8221;][vc_custom_heading text=&#8221;AUTO LOANS&#8221; font_container=&#8221;tag:h2|font_size:20px|text_align:left|color:%232d4452&#8243; google_fonts=&#8221;font_family:Noto%20Sans%3Aregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_column_text css=&#8221;.vc_custom_1659188298741{padding-right: 10% !important;padding-left: 10% !important;}&#8221;]<strong>NEW VEHICLES<\/strong><\/p>\n<table class=\"blueTable\">\n<thead>\n<tr class=\"mobile-row\">\n<th class=\"font-1a\"><center>Cond.<\/center><\/th>\n<th class=\"width-2\" id=\"fontsize-2\"><center><strong>Model Yrs<\/strong><\/center><\/th>\n<th class=\"width-2\" id=\"fontsize-2\"><center><strong>Term<\/strong><\/center><\/th>\n<th class=\"font-1a\"><center><strong> *APR<\/strong><\/center><\/th>\n<th class=\"font-1a\"><center><strong> Per\/$1000<\/strong><\/center><\/th>\n<th class=\"font-1a\"><center>Tier<\/center><\/th>\n<th class=\"font-1a\"><center>Credit Score<\/center><\/th>\n<th class=\"font-1a\"><center>Debt Ratio<\/center><\/th>\n<th class=\"font-1a\"><center>MAX<\/center><\/th>\n<\/tr>\n<tr>\n<tr>\n<td align=\"center\"><center>New<\/center><\/td>\n<td align=\"center\"><center>2024&nbsp;&#8211;&nbsp;2025<\/center><\/td>\n<td align=\"center\"><center>7&nbsp;<span size=\"small\">year(&#8216;s)<\/span><\/center><\/td>\n<td align=\"center\"><center>5.5 %<\/center><\/td>\n<td align=\"center\"><center>$ <\/center><\/td>\n<td align=\"center\"><center>1<\/center><\/center><\/td>\n<td align=\"center\"><center>700-850<\/center><\/td>\n<td align=\"center\"><center>42 %<\/center><\/td>\n<td align=\"center\"><center>$ 100,000<\/center><\/td>\n<\/tr>\n<tr>\n<td align=\"center\"><center>New<\/center><\/td>\n<td align=\"center\"><center>2024&nbsp;&#8211;&nbsp;2025<\/center><\/td>\n<td align=\"center\"><center>7&nbsp;<span size=\"small\">year(&#8216;s)<\/span><\/center><\/td>\n<td align=\"center\"><center>6.25 %<\/center><\/td>\n<td align=\"center\"><center>$ <\/center><\/td>\n<td align=\"center\"><center>2<\/center><\/center><\/td>\n<td align=\"center\"><center>600-699<\/center><\/td>\n<td align=\"center\"><center>38 %<\/center><\/td>\n<td align=\"center\"><center>$ 100,000<\/center><\/td>\n<\/tr>\n<tr>\n<td align=\"center\"><center>New<\/center><\/td>\n<td align=\"center\"><center>2024&nbsp;&#8211;&nbsp;2025<\/center><\/td>\n<td align=\"center\"><center>7&nbsp;<span size=\"small\">year(&#8216;s)<\/span><\/center><\/td>\n<td align=\"center\"><center>6.5 %<\/center><\/td>\n<td align=\"center\"><center>$ <\/center><\/td>\n<td align=\"center\"><center>3<\/center><\/center><\/td>\n<td align=\"center\"><center>500-599<\/center><\/td>\n<td align=\"center\"><center>32 %<\/center><\/td>\n<td align=\"center\"><center>$ 100,000<\/center><\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><strong>USED VEHICLES<\/strong><\/p>\n<table class=\"blueTable\">\n<thead>\n<tr class=\"mobile-row\">\n<th class=\"font-1a\"><center>Cond.<\/center><\/th>\n<th class=\"width-2\" id=\"fontsize-2\"><center><strong>Model Yrs<\/strong><\/center><\/th>\n<th class=\"width-2\" id=\"fontsize-2\"><center><strong>Term<\/strong><\/center><\/th>\n<th class=\"font-1a\"><center><strong> *APR<\/strong><\/center><\/th>\n<th class=\"font-1a\"><center><strong> Per\/$1000<\/strong><\/center><\/th>\n<th class=\"font-1a\"><center>Tier<\/center><\/th>\n<th class=\"font-1a\"><center>Credit Score<\/center><\/th>\n<th class=\"font-1a\"><center>Debt Ratio<\/center><\/th>\n<th class=\"font-1a\"><center>MAX<\/center><\/th>\n<\/tr>\n<\/thead>\n<tr>\n<tr>\n<td align=\"center\"><center>Used<\/center><\/td>\n<td align=\"center\"><center>2010&nbsp;&#8211;&nbsp;2023<\/center><\/td>\n<td align=\"center\"><center>6&nbsp;<span size=\"small\">year(&#8216;s)<\/span><\/center><\/td>\n<td align=\"center\"><center>6.1 %<\/center><\/td>\n<td align=\"center\"><center>$ <\/center><\/td>\n<td align=\"center\"><center>1<\/center><\/center><\/td>\n<td align=\"center\"><center>700-850<\/center><\/td>\n<td align=\"center\"><center>42 %<\/center><\/td>\n<td align=\"center\"><center>$ 85,000<\/center><\/td>\n<\/tr>\n<tr>\n<td align=\"center\"><center>Used<\/center><\/td>\n<td align=\"center\"><center>2010&nbsp;&#8211;&nbsp;2023<\/center><\/td>\n<td align=\"center\"><center>6&nbsp;<span size=\"small\">year(&#8216;s)<\/span><\/center><\/td>\n<td align=\"center\"><center>6.85 %<\/center><\/td>\n<td align=\"center\"><center>$ <\/center><\/td>\n<td align=\"center\"><center>2<\/center><\/center><\/td>\n<td align=\"center\"><center>600-699<\/center><\/td>\n<td align=\"center\"><center>38 %<\/center><\/td>\n<td align=\"center\"><center>$ 85,000<\/center><\/td>\n<\/tr>\n<tr>\n<td align=\"center\"><center>Used<\/center><\/td>\n<td align=\"center\"><center>2010&nbsp;&#8211;&nbsp;2023<\/center><\/td>\n<td align=\"center\"><center>6&nbsp;<span size=\"small\">year(&#8216;s)<\/span><\/center><\/td>\n<td align=\"center\"><center>7.1 %<\/center><\/td>\n<td align=\"center\"><center>$ <\/center><\/td>\n<td align=\"center\"><center>3<\/center><\/center><\/td>\n<td align=\"center\"><center>500-599<\/center><\/td>\n<td align=\"center\"><center>32 %<\/center><\/td>\n<td align=\"center\"><center>$ 85,000<\/center><\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Individuals with credit scores of 350-499 are not eligible for consideration.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">Tier 3 Co-borrower with at least a 650 or higher credit score and credit committee approval. Per\/$1,000 is estimate only and based on maximum loan terms.<\/span>[\/vc_column_text]<div class=\"separator  \" style=\"padding-top: 10px; padding-bottom: 10px; \" ><hr class=\"blank_divider\" ><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1495499300916{margin-top: -15px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1659386800071{padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221;]\n<h4><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3504 size-full\" src=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/college-grads.jpg\" alt=\"\" width=\"400\" height=\"267\" srcset=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/college-grads.jpg 400w, https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/college-grads-300x200.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/h4>\n<h4>The Smart Option Student Loan<\/h4>\n<p>With college costs growing fast, it&#8217;s time to borrow smarter. The Smart Option Student Loan\u00ae offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.<\/p>\n<p><a class=\"external\" href=\"https:\/\/www.salliemae.com\/smartoption\/lmefcu\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-176 size-full\" src=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2017\/05\/Sallie_Mae-1.jpg\" alt=\"\" width=\"204\" height=\"78\" \/><\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1504829379986{margin-right: -10px !important;padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #ffffff !important;}&#8221; el_id=&#8221;border_1px&#8221;][vc_column_inner][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row layout=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1672951131058{padding-top: 5px !important;padding-bottom: 5px !important;background-image: url(https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/07\/HP-2022-A.jpg?id=3226) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;layer_show_hide&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1658791345665{margin-top: 5% !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1495418609139{margin-left: -15px !important;}&#8221;][\/vc_column_inner][vc_column_inner el_class=&#8221;login-box&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1658806036001{margin-left: 5% !important;padding-bottom: 25px !important;background-color: #ffffff !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1689045227396{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 30px !important;padding-left: 20px !important;background-color: #ffffff !important;}&#8221;] Access to this site is restricted to authorized Credit Union members only. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full.php","meta":{"footnotes":""},"class_list":["post-3227","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/3227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3227"}],"version-history":[{"count":119,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/3227\/revisions"}],"predecessor-version":[{"id":3648,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/3227\/revisions\/3648"}],"wp:attachment":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}