{"id":267,"date":"2017-05-29T14:51:33","date_gmt":"2017-05-29T14:51:33","guid":{"rendered":"http:\/\/www.lmefcu.net\/?page_id=267"},"modified":"2023-04-19T10:59:03","modified_gmt":"2023-04-19T15:59:03","slug":"auto-insurance-loan-rate","status":"publish","type":"page","link":"https:\/\/www.lmefcu.net\/?page_id=267","title":{"rendered":"Auto Insurance Loan Rate"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row css=&#8221;.vc_custom_1497244281876{margin-top: -35px !important;}&#8221;][vc_column][vc_row_inner el_class=&#8221;font_resizer&#8221; css=&#8221;.vc_custom_1497244296773{margin-top: -15px !important;margin-bottom: 4px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_column_text]\n<p style=\"text-align: right;\">[wpResize]\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1659387546624{margin-top: 20px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 25px !important;background-color: #ffffff !important;border-left-color: #c0c6cb !important;border-left-style: solid !important;border-right-color: #c0c6cb !important;border-right-style: solid !important;border-top-color: #c0c6cb !important;border-top-style: solid !important;border-bottom-color: #c0c6cb !important;border-bottom-style: solid !important;border-radius: 1px !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1659387732113{padding-bottom: 25px !important;}&#8221;]<img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3514 size-full\" src=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/insurance-1.jpg\" alt=\"\" width=\"450\" height=\"300\" srcset=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/insurance-1.jpg 450w, https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/insurance-1-300x200.jpg 300w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><span style=\"font-family: arial, helvetica, sans-serif;\">No one likes paying auto insurance, but with an auto insurance loan from LMEFCU it makes paying your premiums a whole lot easier.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Apply today and spread out your payments over 12 months.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n[\/vc_column_text]<div class=\"separator  \" style=\"padding-top: 100px; padding-bottom: 10px; \" ><hr class=\"dotted\" ><\/div>[vc_column_text css=&#8221;.vc_custom_1659388035851{margin-bottom: 20px !important;border-bottom-width: 25px !important;}&#8221;]\n<p style=\"text-align: left;\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Stop by our credit union at:<\/span><\/strong><\/p>\n<p style=\"text-align: left;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Lowell Municipal Employees Federal Credit Union<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">375 Merrimack Street<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">City Hall \u2013 Room 11<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Lowell, MA 01852<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">or call us at\u00a0(978) 970-4088 to get started on your auto insurance loan.<\/span>[\/vc_column_text][vc_button title=&#8221;Download Loan Application&#8221; icon=&#8221;fa-money&#8221; target=&#8221;_blank&#8221; color=&#8221;wet_asphalt&#8221; font_weight=&#8221;300&#8243; align=&#8221;center&#8221; href=&#8221;https:\/\/www.lmefcu.net\/wp-content\/uploads\/2023\/04\/loan-application-2023.pdf&#8221;][vc_column_text css=&#8221;.vc_custom_1659387993733{padding-top: 25px !important;padding-bottom: 25px !important;}&#8221;]<table class=\"blueTable\">\n<tbody>\n<tr class=\"table_rates_header\" align=\"center\">\n<th><center><strong>Tier<\/strong><\/center><\/th>\n<th><center><strong>Max Years<\/strong><\/center><\/th>\n<th><center><strong>Credit Score<\/strong><\/center><\/th>\n<th><center><strong>Debt Ratio<\/strong><\/center><\/th>\n<th><center><strong> APR*<\/strong><\/center><\/th>\n<th><center><strong>Max Amount<\/strong><\/center><\/th>\n<th><center><strong>Monthly Payment<\/strong><\/center><\/th>\n<\/tr>\n<tr>\n<tr>\n<td align=\"center\"><center> 1 <\/center><\/td>\n<td align=\"center\"><center> 1 Year(&#8216;s)<\/center><\/td>\n<td align=\"center\"><center> 650 &#8211; 850 <\/center><\/td>\n<td align=\"center\"><center> 42.00 %<\/center><\/td>\n<td align=\"center\"><center> 4.5 %<\/center> <\/td>\n<td align=\"center\"><center> $ 6,000<\/center> <\/td>\n<td align=\"center\"><center>$ N\/A <\/center><\/td>\n<\/tr>\n<tr>\n<td align=\"center\"><center> 2 <\/center><\/td>\n<td align=\"center\"><center> 1 Year(&#8216;s)<\/center><\/td>\n<td align=\"center\"><center> 600 &#8211; 649 <\/center><\/td>\n<td align=\"center\"><center> 38.00 %<\/center><\/td>\n<td align=\"center\"><center> 4.75 %<\/center> <\/td>\n<td align=\"center\"><center> $ 4,000<\/center> <\/td>\n<td align=\"center\"><center>$ N\/A <\/center><\/td>\n<\/tr>\n<tr>\n<td align=\"center\"><center> 3 <\/center><\/td>\n<td align=\"center\"><center> 1 Year(&#8216;s)<\/center><\/td>\n<td align=\"center\"><center> 500 &#8211; 599 <\/center><\/td>\n<td align=\"center\"><center> 32.00 %<\/center><\/td>\n<td align=\"center\"><center> 5.00 %<\/center> <\/td>\n<td align=\"center\"><center> $ 2,000<\/center> <\/td>\n<td align=\"center\"><center>$ N\/A <\/center><\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1659388005220{padding-bottom: 25px !important;}&#8221;]<span style=\"color: #ff0000;\"><em><span style=\"font-family: arial, helvetica, sans-serif;\">Note: Individuals with credit scores of 350-499 are not eligible for consideration.<\/span><\/em><\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">*APR = Annual Percentage Rate. Rates subject to change without notice. Some restrictions apply. For qualified borrowers. Tier 3 requires a co-borrower with at least a 650 or higher credit score and credit committee approval.\u00a0<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Monthly payments are estimates using the maximum amount borrowed on each tier.\u00a0<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Calculators are for estimating purposes only.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1659060093267{padding: 20px !important;}&#8221;][\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_raw_js]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[\/vc_raw_js][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1497244281876{margin-top: -35px !important;}&#8221;][vc_column][vc_row_inner el_class=&#8221;font_resizer&#8221; 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