{"id":253,"date":"2017-05-28T12:32:31","date_gmt":"2017-05-28T12:32:31","guid":{"rendered":"http:\/\/www.lmefcu.net\/?page_id=253"},"modified":"2023-04-19T11:01:11","modified_gmt":"2023-04-19T16:01:11","slug":"vacation-loan-rates","status":"publish","type":"page","link":"https:\/\/www.lmefcu.net\/?page_id=253","title":{"rendered":"Vacation Loan Rates"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column css=&#8221;.vc_custom_1497243667089{margin-top: -35px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1659184472358{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 45px !important;background-color: #ffffff !important;border-left-color: #c0c6cb !important;border-left-style: solid !important;border-right-color: #c0c6cb !important;border-right-style: solid !important;border-top-color: #c0c6cb !important;border-top-style: solid !important;border-bottom-color: #c0c6cb !important;border-bottom-style: solid !important;border-radius: 1px !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1659387317573{padding-bottom: 25px !important;}&#8221;]\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3509 size-full\" src=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/holiday-2-1.jpg\" alt=\"\" width=\"425\" height=\"211\" srcset=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/holiday-2-1.jpg 425w, https:\/\/www.lmefcu.net\/wp-content\/uploads\/2022\/08\/holiday-2-1-300x149.jpg 300w\" sizes=\"auto, (max-width: 425px) 100vw, 425px\" \/>You Deserve A Vacation!<\/h2>\n<p>Everyone needs to take a break. Time to kick back, relax and regroup.<\/p>\n<p>It&#8217;s time to reward yourself for all that hard work you&#8217;ve put in. Start planning your relaxation getaway today with a vacation loan from Lowell Municipal Employees Federal Credit Union.<\/p>\n<p>&nbsp;<\/p>\n<p>With flexible terms and loan rates as low as 9.00% APR* you can make those vacation plans a reality.[\/vc_column_text][vc_button title=&#8221;Download Loan Application&#8221; icon=&#8221;fa-money&#8221; target=&#8221;_blank&#8221; color=&#8221;wet_asphalt&#8221; font_weight=&#8221;300&#8243; align=&#8221;center&#8221; href=&#8221;https:\/\/www.lmefcu.net\/wp-content\/uploads\/2023\/04\/loan-application-2023.pdf&#8221;]<div class=\"separator  \" style=\"padding-top: 20px; padding-bottom: 20px; \" ><hr class=\"blank_divider\" ><\/div>[vc_column_text css=&#8221;.vc_custom_1659013014888{padding-bottom: 25px !important;}&#8221;]<table class=\"blueTable\">\n<tbody>\n<tr class=\"table_rates_header\" align=\"center\">\n<th><strong><center>Tier<\/center><\/strong><\/th>\n<th><strong><center>Max Years<\/center><\/strong><\/th>\n<th><strong>Credit Score<\/strong><\/th>\n<th><strong>Debt Ratio<\/strong><\/th>\n<th><strong> APR*<\/strong><\/th>\n<th><strong>Max Amount<\/strong><\/th>\n<th><strong>Monthly Payment<\/strong><\/th>\n<\/tr>\n<tr>\n<tr class=\"admin\">\n<td align=\"center\"><center> 1 <\/center><\/td>\n<td align=\"center\"><center>1 <\/center><\/td>\n<td align=\"center\"> 700 &#8211; 850 <\/td>\n<td align=\"center\"> 42.00 %<\/td>\n<td align=\"center\"> 9 % <\/td>\n<td align=\"center\">$ 3,000 <\/td>\n<td align=\"center\">$ 218.63 <\/td>\n<\/tr>\n<tr class=\"admin\">\n<td align=\"center\"><center> 2 <\/center><\/td>\n<td align=\"center\"><center>1 <\/center><\/td>\n<td align=\"center\"> 600 &#8211; 699 <\/td>\n<td align=\"center\"> 38.00 %<\/td>\n<td align=\"center\"> 10 % <\/td>\n<td align=\"center\">$ 2,500 <\/td>\n<td align=\"center\">$ 175.83 <\/td>\n<\/tr>\n<tr class=\"admin\">\n<td align=\"center\"><center> 3 <\/center><\/td>\n<td align=\"center\"><center>1 <\/center><\/td>\n<td align=\"center\"> 500 &#8211; 599 <\/td>\n<td align=\"center\"> 32.00 %<\/td>\n<td align=\"center\"> 11 % <\/td>\n<td align=\"center\">$ 2,000 <\/td>\n<td align=\"center\">$ 132.57 <\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><span style=\"color: #ff0000;\"><em><span style=\"font-family: arial, helvetica, sans-serif;\">Note: Individuals with credit scores of 350-499 are not eligible for consideration.<\/span><\/em><\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">*APR = Annual Percentage Rate. Rates subject to change without notice. Some restrictions apply. For qualified borrowers. Tier 3 requires a co-borrower with at least a 650 or higher credit score and credit committee approval.\u00a0<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Monthly payments are estimates using the maximum amount borrowed on each tier.\u00a0<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Calculators are for estimating purposes only.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1496101290288{padding-top: 15px !important;}&#8221;][vc_column_text][\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_raw_js]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[\/vc_raw_js][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column css=&#8221;.vc_custom_1497243667089{margin-top: -35px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1659184472358{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 45px !important;background-color: #ffffff !important;border-left-color: #c0c6cb !important;border-left-style: solid !important;border-right-color: #c0c6cb !important;border-right-style: solid !important;border-top-color: #c0c6cb !important;border-top-style: solid !important;border-bottom-color: #c0c6cb !important;border-bottom-style: solid !important;border-radius: 1px !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1659387317573{padding-bottom: 25px !important;}&#8221;] You Deserve A Vacation! Everyone needs to take a break. Time to kick back, relax and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-253","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/253","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=253"}],"version-history":[{"count":51,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/253\/revisions"}],"predecessor-version":[{"id":3592,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/253\/revisions\/3592"}],"wp:attachment":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}