{"id":245,"date":"2017-05-27T14:46:59","date_gmt":"2017-05-27T14:46:59","guid":{"rendered":"http:\/\/www.lmefcu.net\/?page_id=245"},"modified":"2023-04-19T10:59:55","modified_gmt":"2023-04-19T15:59:55","slug":"personal-loans","status":"publish","type":"page","link":"https:\/\/www.lmefcu.net\/?page_id=245","title":{"rendered":"Personal Loans"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row css=&#8221;.vc_custom_1497244476551{margin-top: -35px !important;}&#8221;][vc_column][vc_row_inner el_class=&#8221;font_resizer&#8221; css=&#8221;.vc_custom_1497244498098{margin-top: -20px !important;margin-bottom: 4px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_column_text]\n<p style=\"text-align: right;\">[wpResize]\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1659056685177{margin-top: 20px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;background-color: #ffffff !important;border-left-color: #c0c6cb !important;border-left-style: solid !important;border-right-color: #c0c6cb !important;border-right-style: solid !important;border-top-color: #c0c6cb !important;border-top-style: solid !important;border-bottom-color: #c0c6cb !important;border-bottom-style: solid !important;border-radius: 1px !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1659056666918{padding-top: 25px !important;}&#8221;][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-310\" src=\"http:\/\/www.lmefcu.net\/wp-content\/uploads\/2017\/05\/remodeling.jpg\" alt=\"\" width=\"450\" height=\"274\" srcset=\"https:\/\/www.lmefcu.net\/wp-content\/uploads\/2017\/05\/remodeling.jpg 450w, https:\/\/www.lmefcu.net\/wp-content\/uploads\/2017\/05\/remodeling-300x183.jpg 300w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/>Lowell Municipal Employees Federal Credit Union\u00a0can provide you with the cash you need&#8230;fast! We offer unsecured personal loans which is not secured by the equity in your home (such as in a home equity loan) or by some other personal property or asset (such as a car loan). We have affordable personal loans for up to $15,000.<\/p>\n<p>Use your Unsecured Personal\u00a0Loan for:<\/p>\n<ul>\n<li>Debt Consolidation<\/li>\n<li>Major Purchases<\/li>\n<li>Unexpected expenses<\/li>\n<li>Home Improvements<\/li>\n<\/ul>\n<p>Our Unsecured Personal\u00a0Loan has\u00a0a fixed rate, offering the following benefits:<\/p>\n<ul>\n<li>Low Monthly Payments<\/li>\n<li>Terms from 1\u00a0to 4\u00a0years<\/li>\n<li>Loan Amounts up to $15,000<\/li>\n<\/ul>\n[\/vc_column_text][vc_button title=&#8221;Download Loan Application&#8221; icon=&#8221;fa-money&#8221; target=&#8221;_blank&#8221; color=&#8221;wet_asphalt&#8221; font_weight=&#8221;300&#8243; align=&#8221;center&#8221; href=&#8221;https:\/\/www.lmefcu.net\/wp-content\/uploads\/2023\/04\/loan-application-2023.pdf&#8221;]<div class=\"separator  \" style=\"padding-top: 20px; padding-bottom: 20px; \" ><hr class=\"blank_divider\" ><\/div>[vc_column_text]<table class=\"blueTable\">\n<tbody>\n<tr class=\"table_rates_header\" align=\"center\">\n<th><strong>Type<\/strong><\/th>\n<th><strong>APR*<\/strong><\/th>\n<th><strong> Max. Amount<\/strong><\/th>\n<th><strong> Max. Years<\/strong><\/th>\n<th><strong> Per\/$1000<\/strong><\/th>\n<\/tr>\n<tr>\n<tr>\n<td align=\"center\">Unsecured<\/td>\n<td align=\"center\">As low as 10.00%<\/td>\n<td align=\"center\">$ 15,000<\/td>\n<td align=\"center\">4 YRS<\/td>\n<td align=\"center\">$ 25.36<\/td>\n<\/tr>\n<tr>\n<td align=\"center\">Unsecured<\/td>\n<td align=\"center\">As low as 11.00%<\/td>\n<td align=\"center\">$ 10,000<\/td>\n<td align=\"center\">4 YRS<\/td>\n<td align=\"center\">$ 25.85<\/td>\n<\/tr>\n<tr>\n<td align=\"center\">Unsecured<\/td>\n<td align=\"center\">As low as 12.00%<\/td>\n<td align=\"center\">$ 5,000<\/td>\n<td align=\"center\">4 YRS<\/td>\n<td align=\"center\">$ 26.33<\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; color: #ff0000;\"><em>Note: Individuals with credit scores of 350-499 are not eligible for consideration.<\/em><\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">*APR = Annual Percentage Rate. Rates subject to change without notice. Some restrictions apply. For qualified borrowers. Tier 3 requires a co-borrower with at least a 650 or higher credit score and credit committee approval.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Monthly payments are estimates using the maximum amount borrowed on each tier.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Calculators are for estimating purposes only<\/span>[\/vc_column_text]<div class=\"separator  \" style=\"padding-top: 20px; padding-bottom: 20px; \" ><hr class=\"blank_divider\" ><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1659189924586{padding: 15px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1659060200733{padding-top: 20px !important;}&#8221;][\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_raw_js]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[\/vc_raw_js][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1497244476551{margin-top: -35px !important;}&#8221;][vc_column][vc_row_inner el_class=&#8221;font_resizer&#8221; 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css=&#8221;.vc_custom_1659056666918{padding-top: 25px !important;}&#8221;][vc_column_text]Lowell Municipal Employees [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-245","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=245"}],"version-history":[{"count":33,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/245\/revisions"}],"predecessor-version":[{"id":3590,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/245\/revisions\/3590"}],"wp:attachment":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}