{"id":182,"date":"2017-05-24T01:54:20","date_gmt":"2017-05-24T01:54:20","guid":{"rendered":"http:\/\/www.lmefcu.net\/?page_id=182"},"modified":"2023-04-19T10:58:32","modified_gmt":"2023-04-19T15:58:32","slug":"auto-rates","status":"publish","type":"page","link":"https:\/\/www.lmefcu.net\/?page_id=182","title":{"rendered":"Auto Rates"},"content":{"rendered":"
[vc_row css=”.vc_custom_1497244004633{margin-top: -35px !important;}”][vc_column][vc_row_inner css=”.vc_custom_1658801459013{margin-top: 25px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;background-color: #ffffff !important;border-left-color: #c0c6cb !important;border-left-style: solid !important;border-right-color: #c0c6cb !important;border-right-style: solid !important;border-top-color: #c0c6cb !important;border-top-style: solid !important;border-bottom-color: #c0c6cb !important;border-bottom-style: solid !important;border-radius: 1px !important;}”][vc_column_inner width=”2\/3″][vc_column_text css=”.vc_custom_1659387017834{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}”]We Can Refinance Your Current Auto Loan From Another Bank<\/strong><\/p>\n

\"\"We have low rates with a variety of payment terms, so you\u2019re sure to find an auto loan that fits your needs! Our auto loans are both easy to apply for and fast to get, with loan terms up to 7\u00a0years.<\/p>\n

The loan process is quick and easy. Just give us a call at (978) 970-4088, or stop by the office\u00a0and soon you’ll be driving away in your new car.[\/vc_column_text][vc_button title=”Download Loan Application” icon=”fa-money” target=”_blank” color=”wet_asphalt” font_weight=”300″ align=”center” href=”https:\/\/www.lmefcu.net\/wp-content\/uploads\/2023\/04\/loan-application-2023.pdf”]

<\/div>[vc_column_text]Stop by at our office located inside the Lowell City Hall – room 11. The loan application is quick and easy.\u00a0\u00a0<\/em><\/strong>[\/vc_column_text]

Current Auto Loan Rates<\/h3><\/div>[vc_column_text]NEW VEHICLES<\/strong><\/p>\n\n\n\n\n\n\n\n
Cond.<\/center><\/th>\n
Model Yrs<\/strong><\/center><\/th>\n
Term<\/strong><\/center><\/th>\n
*APR<\/strong><\/center><\/th>\n
Per\/$1000<\/strong><\/center><\/th>\n
Tier<\/center><\/th>\n
Credit Score<\/center><\/th>\n
Debt Ratio<\/center><\/th>\n
MAX<\/center><\/th>\n<\/tr>\n
New<\/center><\/td>\n
2024 – 2025<\/center><\/td>\n
7 year(‘s)<\/span><\/center><\/td>\n
5.5 %<\/center><\/td>\n
$ <\/center><\/td>\n
1<\/center><\/center><\/td>\n
700-850<\/center><\/td>\n
42 %<\/center><\/td>\n
$ 100,000<\/center><\/td>\n<\/tr>\n
New<\/center><\/td>\n
2024 – 2025<\/center><\/td>\n
7 year(‘s)<\/span><\/center><\/td>\n
6.25 %<\/center><\/td>\n
$ <\/center><\/td>\n
2<\/center><\/center><\/td>\n
600-699<\/center><\/td>\n
38 %<\/center><\/td>\n
$ 100,000<\/center><\/td>\n<\/tr>\n
New<\/center><\/td>\n
2024 – 2025<\/center><\/td>\n
7 year(‘s)<\/span><\/center><\/td>\n
6.5 %<\/center><\/td>\n
$ <\/center><\/td>\n
3<\/center><\/center><\/td>\n
500-599<\/center><\/td>\n
32 %<\/center><\/td>\n
$ 100,000<\/center><\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

USED VEHICLES<\/strong><\/p>\n\n\n\n\n\n\n\n
Cond.<\/center><\/th>\n
Model Yrs<\/strong><\/center><\/th>\n
Term<\/strong><\/center><\/th>\n
*APR<\/strong><\/center><\/th>\n
Per\/$1000<\/strong><\/center><\/th>\n
Tier<\/center><\/th>\n
Credit Score<\/center><\/th>\n
Debt Ratio<\/center><\/th>\n
MAX<\/center><\/th>\n<\/tr>\n<\/thead>\n
Used<\/center><\/td>\n
2010 – 2023<\/center><\/td>\n
6 year(‘s)<\/span><\/center><\/td>\n
6.1 %<\/center><\/td>\n
$ <\/center><\/td>\n
1<\/center><\/center><\/td>\n
700-850<\/center><\/td>\n
42 %<\/center><\/td>\n
$ 85,000<\/center><\/td>\n<\/tr>\n
Used<\/center><\/td>\n
2010 – 2023<\/center><\/td>\n
6 year(‘s)<\/span><\/center><\/td>\n
6.85 %<\/center><\/td>\n
$ <\/center><\/td>\n
2<\/center><\/center><\/td>\n
600-699<\/center><\/td>\n
38 %<\/center><\/td>\n
$ 85,000<\/center><\/td>\n<\/tr>\n
Used<\/center><\/td>\n
2010 – 2023<\/center><\/td>\n
6 year(‘s)<\/span><\/center><\/td>\n
7.1 %<\/center><\/td>\n
$ <\/center><\/td>\n
3<\/center><\/center><\/td>\n
500-599<\/center><\/td>\n
32 %<\/center><\/td>\n
$ 85,000<\/center><\/td>\n<\/tr>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text]
<\/div>[vc_column_text]\n
Note: Individuals with credit scores of 350-499 are not eligible for consideration.<\/span><\/em><\/div>\n

*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Individuals with credit scores of 350-499 are not eligible for consideration.
\nTier 3 requires a co-borrower with at least a 650 or higher credit score and credit committee approval.[\/vc_column_text]

<\/div>
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[vc_row css=”.vc_custom_1497244004633{margin-top: -35px !important;}”][vc_column][vc_row_inner css=”.vc_custom_1658801459013{margin-top: 25px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;background-color: #ffffff !important;border-left-color: #c0c6cb !important;border-left-style: solid !important;border-right-color: #c0c6cb !important;border-right-style: solid !important;border-top-color: #c0c6cb !important;border-top-style: solid !important;border-bottom-color: #c0c6cb !important;border-bottom-style: solid !important;border-radius: 1px !important;}”][vc_column_inner width=”2\/3″][vc_column_text css=”.vc_custom_1659387017834{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}”]We Can Refinance Your Current Auto Loan From Another Bank We […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-182","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=182"}],"version-history":[{"count":46,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/182\/revisions"}],"predecessor-version":[{"id":3588,"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=\/wp\/v2\/pages\/182\/revisions\/3588"}],"wp:attachment":[{"href":"https:\/\/www.lmefcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}